Jurnal Riset Bisnis, Manajemen, dan Ilmu Ekonomi
Jurnal Riset Bisnis, Manajemen, dan Ilmu Ekonomi (JRBME) is peer-reviewed and publishes in February, May, August, and November every year. JRBME is also committed to publishing scholarly empirical and theoretical research articles that have a contribution to the business, management, and economics fields as a whole. JRBME encourages new ideas or new perspectives on existing research. JRBME is an online and open-access journal. ISSN 3047-2415 (online)
Human Resource Empowerment in Strategic Human Resource Management: A Literature Study
Human resources play a strategic role in organizational sustainability and competitive advantage. However, possessing knowledgeable and competent employees does not automatically generate superior organizational outcomes when employees have limited opportunities to utilize their capabilities. This study examines human resource empowerment from the perspective of Strategic Human Resource Management (SHRM), with particular attention to its conceptual development, relationship with human capital, and contribution to employee and organizational outcomes. A literature study approach was employed by reviewing seminal and relevant scholarly works on human resource empowerment, employee empowerment, psychological empowerment, human capital, and SHRM. The literature was analyzed using thematic synthesis to identify conceptual patterns, relationships, and research gaps. The analysis reveals four major themes: the conceptual shift from delegation toward psychological empowerment; empowerment as a mechanism for activating human capital; empowerment as an integrated HR system rather than an isolated practice; and the contextual nature of empowerment effectiveness. The findings suggest that human capital represents employees’ potential capabilities, whereas empowerment provides the organizational and psychological conditions required to transform those capabilities into actual contributions. Consequently, empowerment should be integrated with competency development, information access, participation, leadership support, rewards, and job design. Future studies should further investigate the mechanisms connecting structural empowerment, psychological empowerment, human capital, and organizational performance.
Copyright (c) 2026 Jurnal Riset Bisnis, Manajemen, dan Ilmu Ekonomi https://creativecommons.org/licenses/by-sa/4.0/
Innovation Transformation Based on a Sustainable Digital Ecosystem at PT Pegadaian: Based on an Interdisciplinary Literature Review
This study aims to examine innovation transformation at PT Pegadaian through a literature review approach with a sustainability perspective. The primary focus of the study is how Pegadaian integrates digital innovation, gold ecosystem development, and financial inclusion within a sustainable development framework that encompasses economic, social, and governance dimensions. The method used is a qualitative literature review, compiling and analyzing various academic sources, institutional reports, and empirical studies related to digital transformation in the financial sector. The analysis employs an integrative approach combining classical innovation theory, contemporary innovation theory, and perspectives on sustainability and socio-technical systems. The findings indicate that Pegadaian is undergoing a transformation toward a platform-based financial ecosystem model that has the potential to create sustainable value through the integration of digital services, enhanced financial inclusion, and strengthened organizational governance. This study emphasizes that sustainable innovation at Pegadaian requires not only the adoption of technology but also the restructuring of organizational systems, cross-actor collaboration, and the strengthening of governance. The results of the study indicate that Pegadaian is undergoing a transformation toward a platform-based financial ecosystem model that has the potential to create sustainable value through the integration of digital services, increased financial inclusion, and strengthened organizational governance.
Sustainable Innovation in Digital Platforms: The Case of Gojek
This study examines Gojek as a digital platform innovation from a sustainability perspective, aiming to understand how its innovation operates across technological, economic, and social dimensions. A qualitative descriptive approach is applied using secondary data from journals, reports, and relevant publications. The findings indicate that Gojek's innovation is driven by service integration and algorithm-based efficiency, which enhance user engagement and operational performance. However, sustainability aspects remain limited, particularly in terms of transparency, labor conditions, and equal opportunities within the platform ecosystem. Therefore, Gojek's innovation cannot yet be considered fully sustainable, as it still prioritizes efficiency over balanced long-term outcomes.
Sustainability-Driven Platform Innovation: A Cross-Disciplinary Analysis of Shopee's Sustainability Strategy in Southeast Asia's E-Commerce Ecosystem
This study analyzes Shopee's innovation strategy through a cross-disciplinary lens, examining the platform's growth trajectory within Sea Limited's ecosystem amid mounting structural and regulatory pressures. Shopee operates at the intersection of mobile commerce, digital logistics, financial services, and social commerce, making it a rich case for multi-theoretical analysis. The research integrates classical innovation theories—Schumpeterian creative destruction and Rogers' Diffusion of Innovations—with contemporary frameworks including disruptive innovation (Christensen), platform economics and multi-sided markets (Rochet & Tirole; Evans), dynamic capabilities (Teece), open innovation (Chesbrough), and sociotechnical systems with responsible innovation principles. Triple Helix and Penta Helix frameworks are applied to map Shopee's multi-actor stakeholder ecosystem. Critical Management Studies (CMS) perspectives are employed to interrogate power asymmetries, labor precarity, algorithmic governance, and ecological externalities embedded in Shopee's platform model. Findings reveal that while Shopee's competitive position rests on mobile-first user experience, shoppertainment, in-house logistics (SPX), and data-driven monetization, sustaining this position ethically and commercially requires enhanced algorithmic transparency, stronger MSME empowerment, hybrid logistics optimization, ethical AI governance, labor welfare programs, and standardized social and environmental impact reporting. Strategic recommendations are offered to support Shopee's transition from a subsidy-driven growth model to a sustainable, accountable platform ecosystem.
ESG as a Corporate Innovation Strategy: Evidence from Kalla Group
This study examines Environmental, Social, and Governance (ESG) as a corporate innovation strategy in Kalla Group. The research is motivated by the increasing importance of sustainability in business practices and the need to evaluate whether ESG implementation is integrated into core business models or remains symbolic. The research problem focuses on how ESG is applied across environmental, social, and governance dimensions and its role as a strategic innovation. This study aims to analyze ESG practices using classical and contemporary innovation theories, including Schumpeter’s creative destruction, Christensen’s disruptive innovation, and Chesbrough’s open innovation. A qualitative descriptive approach is employed using secondary data from reports, publications, and relevant literature. The findings indicate that Kalla Group has implemented ESG through clean energy adoption, structured CSR programs, and governance mechanisms such as whistleblowing systems. However, challenges remain in terms of emission measurement, integration across business units, and transparency in ESG reporting. The study concludes that ESG in Kalla Group reflects a form of sustainable innovation but requires stronger system integration and measurable indicators to ensure long-term impact.
The Influence of Human Resource Competence, Community Management, and Local Government Support on the Sustainability of the Rompong Art Community in Banggai Regency
This study is a quantitative study that aims to determine the influence of Human Resource Competence, Community Management, and Local Government Support on the Sustainability of the Rompong Art Community in Banggai Regency. The population in this study consists of all members of the Rompong Art Community who are still active as of 2024, totalling 250 people, comprising various branches of the arts such as theatre, traditional music, dance, visual arts, literature, photography, and multimedia. The sampling technique used purposive sampling with a sample size of 100 respondents, who were the heads of the Art Community from each branch of art. The research instrument used a Likert scale to measure the variables of Human Resource Competence (X₁), Community Management (X₂), Local Government Support (X₃), and Community Sustainability (Y). Data analysis was performed using multiple linear regression with the Statistical Package for the Social Sciences (SPSS) version 25. The results showed that Human Resource Competence and Community Management had a positive and significant effect on Community Sustainability, while Local Government Support had no significant effect. Simultaneously, the three independent variables had a positive and significant effect on the Sustainability of Rompong Art Community in Banggai Regency. These findings illustrate that the sustainability of arts communities is greatly influenced by the quality of human resources and effective community management systems, while government support still needs to be improved in order to play a greater role in strengthening the existence of arts communities in the region.
Copyright (c) 2025 Jurnal Riset Bisnis, Manajemen, dan Ilmu Ekonomi https://creativecommons.org/licenses/by-sa/4.0/
The Artificial Intelligence Impact in Explaining Human Resource Development: A Literature Review Approach
Artificial Intelligence, or AI, has emerged as a transformative force in Human Resource Development, known as HRD, reshaping traditional paradigms of workforce training, talent management, and employee engagement. This literature review aims to synthesize existing research on the impact of AI on HRD, exploring various applications, challenges, and opportunities. The analysis reveals that AI enhances HRD practices through data-driven decision-making, personalized learning experiences, and efficient performance assessments. Notably, AI technologies enable organizations to identify skill gaps, provide tailored training solutions, and predict future workforce needs. However, the integration of AI into HRD is not without challenges; concerns regarding data privacy, algorithmic bias, and ethical implications remain prevalent. This review highlights the necessity for organizations to develop ethical guidelines and transparency in their AI applications to foster trust among employees. Furthermore, the literature underscores a gap in understanding the socio-cultural impacts of AI on workforce development, suggesting the need for further interdisciplinary research. By articulating both the advantages and limitations of AI in HRD, this study aims to provide practical insights for HR practitioners aiming to harness AI's potential while navigating its complexities. Ultimately, this literature review contributes to the ongoing discourse on the role of AI in shaping future HRD practices, emphasizing the importance of human-centric approaches alongside technological advancements. Kecerdasan Buatan (AI) telah muncul sebagai kekuatan transformatif dalam Pengembangan Sumber Daya Manusia (SDM), yang dikenal sebagai HRD, mengubah paradigma tradisional dalam pelatihan tenaga kerja, manajemen talenta, dan keterlibatan karyawan. Tinjauan literatur ini bertujuan untuk mensintesis penelitian yang ada tentang dampak AI pada HRD, mengeksplorasi berbagai aplikasi, tantangan, dan peluang. Analisis menunjukkan bahwa AI meningkatkan praktik HRD melalui pengambilan keputusan berbasis data, pengalaman belajar yang dipersonalisasi, dan penilaian kinerja yang efisien. Secara khusus, teknologi AI memungkinkan organisasi untuk mengidentifikasi kesenjangan keterampilan, menyediakan solusi pelatihan yang disesuaikan, dan memprediksi kebutuhan tenaga kerja di masa depan. Namun, integrasi AI ke dalam HRD tidak tanpa tantangan; kekhawatiran terkait privasi data, bias algoritmik, dan implikasi etis tetap menjadi isu yang dominan. Tinjauan ini menyoroti kebutuhan bagi organisasi untuk mengembangkan pedoman etis dan transparansi dalam penerapan AI guna membangun kepercayaan di antara karyawan. Selain itu, literatur menyoroti kesenjangan dalam pemahaman dampak sosial-budaya AI terhadap pengembangan tenaga kerja, menyarankan perlunya penelitian interdisipliner lebih lanjut. Dengan menguraikan baik kelebihan maupun keterbatasan AI dalam HRD, studi ini bertujuan memberikan wawasan praktis bagi praktisi HR yang ingin memanfaatkan potensi AI sambil menavigasi kompleksitasnya. Pada akhirnya, tinjauan literatur ini berkontribusi pada diskusi berkelanjutan tentang peran AI dalam membentuk praktik HRD di masa depan, dengan menekankan pentingnya pendekatan berorientasi manusia bersamaan dengan kemajuan teknologi.
The Effect of Teamwork on the Internal Communication Performance of Employees at the Liukang Kalma Office
This study aims to explore the effect of teamwork on the internal communication performance of employees in Liukang Kalma Subdistrict, Pangkep Regency. In the context of public organisations, internal communication is a crucial aspect that affects operational effectiveness and collaboration within teams. This research was conducted through a literature review approach by collecting and analysing various literature related to teamwork, communication, and employee performance. The results show that effective teamwork contributes significantly to improving internal communication performance. This improvement is demonstrated through a more harmonious working atmosphere, increased information sharing, and reduced conflict among team members. This study also identified supporting factors such as trust, motivation, and commitment of team members that play an important role in achieving better communication performance. With a deeper understanding of the influence of teamwork, it is hoped that employees can optimise internal communication performance to achieve organisational goals effectively. These findings are expected to serve as a reference for decision makers in improving teamwork strategies in the government environment. Penelitian ini bertujuan untuk mengkaji pengaruh kerja sama tim terhadap kinerja komunikasi internal karyawan di Kecamatan Liukang Kalma, Kabupaten Pangkep. Dalam konteks organisasi publik, komunikasi internal merupakan aspek krusial yang memengaruhi efektivitas operasional dan kolaborasi di dalam tim. Penelitian ini dilakukan melalui pendekatan tinjauan literatur dengan mengumpulkan dan menganalisis berbagai literatur terkait kerja sama tim, komunikasi, dan kinerja karyawan. Hasil penelitian menunjukkan bahwa kerja sama tim yang efektif berkontribusi secara signifikan dalam meningkatkan kinerja komunikasi internal. Peningkatan ini ditunjukkan melalui suasana kerja yang lebih harmonis, peningkatan berbagi informasi, dan penurunan konflik di antara anggota tim. Penelitian ini juga mengidentifikasi faktor pendukung seperti kepercayaan, motivasi, dan komitmen anggota tim yang berperan penting dalam mencapai kinerja komunikasi yang lebih baik. Dengan pemahaman yang lebih mendalam tentang pengaruh kerja sama tim, diharapkan karyawan dapat mengoptimalkan kinerja komunikasi internal untuk mencapai tujuan organisasi secara efektif. Temuan ini diharapkan dapat menjadi acuan bagi pemangku kepentingan dalam meningkatkan strategi kerja sama tim di lingkungan pemerintahan.
Makkunrai Values of Buginese Women: A Literature Approach
This study investigates the makkunrai values held by Buginese women, reflecting their cultural significance and implications for socio-economic dynamics in contemporary society. Makkunrai represents the ideals of femininity among the Buginese people, emphasising qualities such as perseverance, resilience, and a spirit of adaptability. This literature review synthesises existing scholarship, exploring the historical, sociological, and anthropological dimensions of these values. The research highlights how these values shape the identity and roles of Buginese women in both familial and communal contexts, supporting their position in traditional and modern settings. Crucially, the study examines the impact of modernisation, globalisation, and cultural fluctuations on these values, revealing both continuity and change. By contextualising the challenges that contemporary Buginese women face, including educational access, economic opportunities, and societal expectations, the findings offer insights into how makkunrai values are negotiated and redefined. This literature approach not only enriches the understanding of Buginese women’s cultural heritage but also underscores the importance of preserving traditional values amidst evolving societal dynamics. The study calls for further interdisciplinary research to explore the implications of these values for gender equity and empowerment in Indonesia. Penelitian ini mengkaji nilai-nilai makkunrai yang dianut oleh perempuan Bugis, mencerminkan signifikansi budaya dan implikasinya terhadap dinamika sosial-ekonomi dalam masyarakat kontemporer. Makkunrai mewakili ideal femininitas di kalangan masyarakat Bugis, menekankan kualitas seperti ketekunan, ketahanan, dan semangat adaptasi. Tinjauan literatur ini menyintesis karya-karya akademik yang ada, mengeksplorasi dimensi historis, sosiologis, dan antropologis dari nilai-nilai tersebut. Penelitian ini menyoroti bagaimana nilai-nilai ini membentuk identitas dan peran perempuan Bugis dalam konteks keluarga dan komunitas, mendukung posisi mereka dalam lingkungan tradisional maupun modern. Secara krusial, studi ini menganalisis dampak modernisasi, globalisasi, dan fluktuasi budaya terhadap nilai-nilai tersebut, mengungkapkan baik kontinuitas maupun perubahan. Dengan melakukan pendekatan kontekstual terhadap tantangan yang dihadapi perempuan Bugis kontemporer, termasuk akses pendidikan, peluang ekonomi, dan ekspektasi sosial, temuan ini memberikan wawasan tentang bagaimana nilai-nilai makkunrai dinegosiasikan dan didefinisikan ulang. Pendekatan literatur ini tidak hanya memperkaya pemahaman tentang warisan budaya perempuan Bugis tetapi juga menekankan pentingnya menjaga nilai-nilai tradisional di tengah dinamika sosial yang terus berkembang. Studi ini menyerukan penelitian interdisiplin lebih lanjut untuk mengeksplorasi implikasi nilai-nilai ini bagi kesetaraan gender dan pemberdayaan di Indonesia.
Copyright (c) 2024 Jurnal Riset Bisnis, Manajemen, dan Ilmu Ekonomi https://creativecommons.org/licenses/by-sa/4.0/
The Financial Behaviour in VUCA Era: A Literature Study
The concept of volatility, uncertainty, complexity, and ambiguity (VUCA) has emerged as a critical framework for understanding contemporary financial behavior. This literature study synthesizes existing research to elucidate how VUCA conditions influence financial decision-making among individuals and organizations. Despite the growing relevance of VUCA, there is a stark gap in how financial models adapt to these unpredictable environments, which traditional theories often overlook. Through a qualitative meta-analysis of peer-reviewed articles, this study reveals that cognitive biases become amplified in VUCA contexts, leading to irrational financial behaviors. Key findings indicate that stakeholders who embrace adaptive strategies—such as diversified portfolios and flexible financial models—are more likely to navigate the complexities of VUCA successfully. Additionally, advancements in technology provide opportunities for informed decision-making, albeit introducing challenges like information overload. This study concludes by highlighting the need for interdisciplinary approaches to further investigate financial behavior across varied demographics and suggests that integrating VUCA awareness into financial education may enhance decision outcomes in unstable environments. Future research should focus on the evolving interplay between behavioral finance and technology to develop more robust financial strategies. Konsep volatilitas, ketidakpastian, kompleksitas, dan ambiguitas (VUCA) telah muncul sebagai kerangka kerja kritis untuk memahami perilaku keuangan kontemporer. Studi literatur ini menyintesis penelitian yang ada untuk menjelaskan bagaimana kondisi VUCA memengaruhi pengambilan keputusan keuangan di kalangan individu dan organisasi. Meskipun relevansi VUCA semakin meningkat, terdapat kesenjangan yang mencolok dalam cara model keuangan beradaptasi dengan lingkungan yang tidak dapat diprediksi ini, yang sering diabaikan oleh teori-teori tradisional. Melalui meta-analisis kualitatif artikel yang telah diulas melalui pendekatan peer-review, studi ini mengungkapkan bahwa bias kognitif menjadi lebih menonjol dalam konteks VUCA, yang mengakibatkan perilaku keuangan irasional. Temuan utama menunjukkan bahwa pemangku kepentingan yang mengadopsi strategi adaptif—seperti portofolio dan model keuangan yang fleksibel—lebih mungkin berhasil menavigasi kompleksitas VUCA. Selain itu, kemajuan teknologi memberikan peluang untuk pengambilan keputusan, meskipun juga menimbulkan tantangan seperti kelebihan informasi. Studi ini menyimpulkan dengan menekankan perlunya pendekatan interdisiplin untuk menyelidiki lebih lanjut perilaku keuangan di berbagai demografi dan menyarankan bahwa integrasi kesadaran VUCA ke dalam pendidikan keuangan dapat meningkatkan hasil keputusan dalam lingkungan yang tidak stabil. Penelitian masa depan harus fokus pada interaksi yang terus berkembang antara keuangan perilaku dan teknologi untuk mengembangkan strategi keuangan yang lebih tangguh.
The Effect of Work Motivation and Training on Job Satisfaction at Politeknik Muhammadiyah Makassar
This study aims to analyze the influence of work motivation and training on job satisfaction at the Muhammadiyah Makassar Polytechnic. In a competitive era like today, effective work motivation and training can play an important role in improving employee performance and job satisfaction. This study uses a quantitative approach with a survey method, involving 60 respondents from lecturers at the Muhammadiyah Makassar Polytechnic. Data were collected through questionnaires distributed to lecturers at the Muhammadiyah Makassar Polytechnic and analyzed using multiple linear regression. The results of the study showed that work motivation had a significant effect on job satisfaction, the higher the work motivation, the higher the level of job satisfaction experienced by polytechnic lecturers. as well as training provided by the institution. Overall, both work motivation and training have been proven to increase job satisfaction of lecturers at the Muhammadiyah Makassar Polytechnic. This study provides implications for institutional management to pay more attention to these factors in an effort to improve the performance and welfare of lecturers.
The Effect of Workload on Employee Performance Through Work Stress as a Mediating Variable In Employees of PT Citilink Sultan Hasanuddin International Airport Makassar
The approach used in this study is quantitative with descriptive and causal design. The population in this study includes individuals whose number is not known for certain. The sample was determined using the saturated or census sampling method, so that 45 respondents were obtained. Data collection was carried out through questionnaires, then analyzed using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) version 3.0 method. The results of the study indicate that: (1) Workload has a negative and significant effect on performance. (2) Workload has a positive and significant effect on work stress. (3) Work stress has a negative and significant effect on performance. (4) Work stress has a negative and significant effect in mediating the influence of workload on performance.
Factors Affecting Employee Job Satisfaction at PT. Bank Perkreditan Rakyat (BPR) Hasamitra in Makassar City
The purpose of this study was to determine the factors that influence employee job satisfaction at PT. Bank Perkreditan Rakyat (BPR) Hasamitra in Makassar City. The population in this study were all employees of PT Bank Perkreditan Rakyat (BPR) Hasamitra as many as 29 people. The number of samples was 29 people using saturated sampling technique. Data collection was carried out using documentation, interviews, and questionnaires. The data analysis technique used is multiple regression analysis using Statistical Product and Service Solutions (SPSS). The results of this study indicate that job satisfaction factors consisting of supervision, operating procedures, promotion opportunities and co-workers simultaneously have a significant influence on employee job satisfaction and partially supervision factors and promotion opportunities factors have a negative and insignificant effect on job satisfaction, operating procedures factors have a positive but insignificant effect on job satisfaction and co-worker factors have a positive and significant effect on job satisfaction. The correlation coefficient of 0.581 is in the interval 0.40 - 0.5999 which shows the strength of the relationship between the independent variable and the dependent variable is moderately correlated. The coefficient of determination of 0.337 shows the independent variable to predict the dependent variable by 33.7%, the remaining 66.3% is influenced by other factors.
The Influence of Work Environment and Compensation on Employee Job Satisfaction at CV. Amanda Brownies Makassar
This study aims to examine the effect of physical work environment, non-physical work environment, financial compensation and non-financial compensation on employee job satisfaction at CV. Amanda Brownies. The population in this study were 74 respondents and used as a sample consisting of validity, reliability, normality, heteroscedasticity, multicollinearity, partial test, simultaneous test and determination coefficient test. The data used is quantitative data with multiple regression analysis tools using the SPSS Version 26 data processing application. The test results show that the physical work environment, non-physical work environment, financial compensation and non-financial compensation have a positive and significant effect on job satisfaction. Physical work environment, non-physical work environment, financial compensation and non-financial compensation simultaneously have a positive and significant effect on job satisfaction.
Peran Organisasi Mahasiswa dalam Pengembangan Keterampilan Manajerial Mahasiswa di Fakultas Ekonomi dan Bisnis Universitas Negeri Makassar
Tujuan pada penelitian ini adalah untuk mengetahui peran organisasi mahasiswa dalam peningkatan keterampilan manajerial mahasiswa di Fakultas Ekonomi dan Bisnis Universitas Negeri Makassar. Penelitian ini merupakan sebuah penelitian kualitatif dengan pendekatan studi kasus. Penelitian ini secara geografis terletak di kelurahan Gunungsari kecamatan Rappocini Kota Makassar tepatnya di Fakultas Ekonomi dan Bisnis Universitas Negeri Makassar, perguruan tinggi dimana peneliti menempuh pendidikan tinggi. Penelitian ini dimulai pada bulan Februari -Maret tahun 2024. Data yang diperoleh melalui wawancara terhadap 13 informan yang dibagi menjadi 3 macam yaitu informan kunci, informan ahli dan informan tambahan. Selanjutnya data yang dikumpulkan dianalisis dengan menggunakan metode triangulasi sumber. Hasil penelitian menunjukkan bahwa organisasi mahasiswa memiliki peran dalam pengembangan keterampilan manajerial mahasiswa. Kegiatan operasional dalam organisasi mahasiswa secara tidak langsung mengembangkan keterampilan manajerial mahasiswa baik dari segi konseptual, interpersonal dan teknisnya.
Analisis Strategi Optimalisasi Saham LQ 45 pada Bursa Efek Indonesia Tahun 2019
Permasalahan dalam penelitian ini adalah bagaimana cara menganalisis komposisi dan kinerja portofolio optimal menggunakan MIT saham Indeks LQ 45 di BEI dan bagaimana cara menganalisis perbandingan kinerja portofolio optimal saham Indeks LQ 45 strategi aktif menggunakan MIT dengan strategi pasif mengikuti indeks pasar. Penelitian ini bertujuan untuk menganalisis komposisi dan kinerja portofolio optimal menggunakan MIT saham Indeks LQ 45 di BEI, dan menganalisis perbandingan kinerja portofolio optimal saham Indeks LQ 45 strategi aktif menggunakan MIT dengan strategi pasif mengikuti indeks pasar. Penelitian ini menemukan bahwa kinerja portofolio saham dari strategi aktif MIT menunjukkan hasil ER portofolio sebesar 0,05776 dengan tingkat risiko 0,02490. Sementara hasil analisis statistik dengan metode Paired-Samples T-Test diketahui bahwa return kelompok saham strategi aktif dan kelompok saham strategi pasif memiliki pebedaan yang signifikan. Angka signifikansi t hitung sebesar 0,046 < 0,05 (α = 5%). Untuk perbedaan risiko diukur dengan standar deviasi yang mencerminkan risiko total saham. Hasil perhitungan menunjukkan angka signifikansi sebesar 0,009 < 0,05 (α = 5%) yang mengindikasikan adanya perbedaan yang signifikan antara risiko portofolio strategi aktif Metode Indeks Tunggal dengan portofolio strategi pasif mengikuti Indeks LQ 45.
Manajemen Strategi dalam Perspektif Ilmu Manajemen: Analisis Berbasis Literatur
Pentingnya manajemen strategi terletak pada kemampuannya untuk membantu organisasi menghadapi perubahan lingkungan yang cepat dan kompleks. Hal ini disebabkan oleh beberapa faktor, salah satunya adalah tuntutan dari dinamika dunia usaha yang mendorong organisasi agar dapat menyesuaikan diri, berinovasi, dan juga mengantisipasi perubahan pasar, kebutuhan teknologi, dan kebutuhan pelanggan. Penelitian ini pun kemudian mencoba menggali lebih dalam terkait peranan manajemen strategi dalam perspektif ilmu manajemen dengan pendekatan kualitatif, yaitu studi literatur. Hasil dari studi literatur ini menyimpulkan bahwa manajemen strategi dalam sudut pandang manajemen melibatkan serangkaian aktivitas yang terkait dengan pengamatan lingkungan, perumusan strategi, implementasi strategi, dan evaluasi serta pengendalian. Dalam pengamatan lingkungan, manajemen strategi melakukan analisis pasar, analisis pesaing, analisis tren ekonomi, teknologi, sosial, dan politik, serta identifikasi peluang dan ancaman yang ada.
Kajian Literatur: Strategi Personal Selling Melalui Relationship Marketing Pasca Pandemi COVID-19
Salah satu strategi pemasaran yang menjadi kunci bagi organisasi, khususnya perusahaan/unit bisnis, yaitu strategi promosi. Dalam melakukan strategi promosi ada beberapa cara dan salah satunya yaitu strategi personal selling melalui relationship marketing. Penelitian ini pun kemudian menemukan masalah yang masih sedikit terjawab di dalam literatur pemasaran yakni kia tapa saja yang sebaiknya dilakukan oleh unit bisnis dalam menentukan strategi pemasarannya, terkhusus personal selling melalui relationship marketing di era pasca pandemi COVID-19. Dengan pendekatan metode analisis literatur, penelitian ini kemudian menyimpulkan bahwa secara umum, strategi personal selling melalui relationship marketing pasca pandemi COVID-19 di antaranya: (1) berkembangnya koneksi digital; (2) fokus pada kebutuhan pelanggan; (3) menyediakan nilai tambah; (4) membangun kepercayaan; (5) personalisasi komunikasi; dan (6) menjaga hubungan jangka panjang.
Studi Mengenai Kinerja Keuangan Bank Bukopin Syariah Tahun 2020-2022 dengan Metode CAMEL
Kinerja keuangan bank di Indonesia merupakan salah satu factor utama yang dijadikan indikator sehat atau tidaknya bank terkait, khususnya Bank Bukopin Syariah yang merupakan unit analisis di penelitian ini. Dengan aplikasi dari metode CAMEL, penelitian ini menggunakan data keuangan dari tahun 2020 hingga 2022 dari Bank Bukopin Syariah. Jenis data pada penelitian ini berupa data sekunder yang terdokumentasi dan dapat diakses melalui situs resmi Bursa Efek Indonesia. Teknik pengumpulan data yang diterapkan adalah melalui dokumentasi, dan variabel yang menjadi fokus adalah kinerja keuangan yang dievaluasi menggunakan Metode CAMEL. Hasil analisis menunjukkan bahwa Bank Bukopin Syariah menghadapi penurunan, tetapi tetap dikategorikan sebagai "Sehat" dengan upaya restrukturisasi keuangan dan khusus untuk perspektif investasi, Bank Bukopin Syariah menonjol sebagai opsi yang menjanjikan.
Implementasi Metode CAMEL: Analisis Perbandingan Kesehatan Bank Periode Tahun 2014-2016
Penelitian ini bertujuan untuk menganalisis perbandingan kesehatan Bank Aladin Syariah, Bank Victoria Syariah, dan Bank NTB Syariah dengan dengan mengimplementasikan metode CAMEL pada periode 2014-2016. Data laporan keuangan perbankan digunakan untuk mengevaluasi lima aspek kesehatan bank, yaitu Capital, Asset Quality, Management, Earnings, dan Liquidity. Hasil analisis menunjukkan perbedaan kinerja keuangan ketiga bank, dengan Bank NTB Syariah menonjol sebagai pilihan investasi yang menjanjikan karena konsistensi kesehatan keuangan, manajemen risiko efektif, dan efisiensi operasional yang baik. Meskipun Bank Aladin Syariah memiliki keunggulan tertentu, fluktuasi dalam beberapa rasio perlu mendapatkan perhatian, sedangkan Bank Victoria Syariah menghadapi tantangan tertentu yang perlu diatasi untuk mencapai kesehatan finansial yang optimal. Analisis ini memberikan wawasan strategis bagi investor dan pengambil keputusan di sektor perbankan syariah.